The leading insurance brokerage in Spain at your service
Rooted in Spain is an exclusive insurance suite offered by ERSM Insurance Brokers —ERSM is one of the top 10 private insurance brokers in Spain— to all expats and foreign residents in Spain. Designed to make your life in our country easier. Rooted in Spain offers a wide range of insurance products together with a comprehensive service that includes personalised advice and policy purchase, as well as after-sales management. Our goal is to provide friendly, effective service tailored to your specific needs.
Clients
Years of experience
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We offer insurance from these leading companies
Health Insurance
We offer health insurance policies of at least one year coverage, issued by authorised insurers in Spain. We work with the leading health insurance companies in the country to offer integral policies designed specifically for foreign clients. Guaranteeing the best possible coverage according to each person's needs and circumstances.
Some foreign nationals are allowed to enter and reside in Spain without a visa, particularly those from countries with visa waiver agreements. However, if the intended stay exceeds 90 days, they are required to register with the relevant Spanish authorities and obtain a NIE (Número de Identificación de Extranjero) — a mandatory identification number for foreigners in Spain, essential for legal, financial, and administrative processes.
In addition to legal documentation, having adequate health coverage is highly advisable. While a European Health Insurance Card (EHIC) may offer basic coverage for EU citizens, it is often limited in scope. Therefore, comprehensive private health insurance is strongly recommended for both EU and non-EU residents. This ensures better medical coverage, eliminates language barriers, and facilitates faster and more efficient access to healthcare services within the Spanish system.
Home Insurance
We help you find the ideal home insurance in Spain, searching and comparing the best options on the market. We advise you on the most suitable coverage with the best conditions. We also manage any claims that may arise, ensuring fast and efficient service at all times.
The home insurance we offer is characterised by its flexibility. Allowing you to adjust the coverage and insured amounts according to the type of property, the value of your items, and your personal needs. It also offers the option of including high-value items, both personal and professional, which is essential for those who are moving their life and work to Spain. They also cover properties for investment, making it a strategic tool for those entering in the Spanish property market.
Competitive premiums, combined with customisable options, allow you to obtain tailored protection without paying for unnecessary coverage in your home insurance. All this is complemented by several services, such as home assistance and multilingual support, designed with the specific needs of new residents in mind. In short, it is an ideal option for those seeking to combine security, flexibility and reliable support while settling in Spain.
Car Insurance
We are the leading brokerage in the automotive sector in Spain, which allows us to have good relationships with the best insurers and thus, offer the best car insurance that suits the needs of each customer. With the most comprehensive coverage and exclusive features and promotions on the market.
The car insurance we offer is a comprehensive, modern and flexible solution, specially designed for non-Spanish residents in Spain. It stands out for its focus on providing personalised protection, tailored to the specific needs of expatriates. We also offer solutions for the demands of the newest technology, including electric vehicles.
This insurance combines peace of mind and flexibility thanks to different levels of coverage, a high level of service and professional assitance in the event of a claim. It can include coverage for personal belongings, for occasional drivers and replacement vehicles, making it a robust and comprehensive option.
Travel Insurance
For foreigners visiting Spain, travel insurance is the ideal option for coverage in case of accident, illness or repatriation. At Rooted in Spain, we offer personalised advice and support throughout the whole process, providing peace of mind and support to our clients.
Although many citizens from EU countries can access certain health services in Spain through bilateral agreements or the European Health Insurance Card, these benefits are usually limited to basic coverage and emergencies.
Travel assistance insurance tailored to your specific needs offers protection against unforeseen events such as illness, accidents, repatriation, lost luggage or cancellations, as well as providing access to quality medical care with assistance in your language. This not only provides peace of mind, but also greater autonomy and well-being during your life abroad.
Other insurance policies that may interest you
Life Insurance
The life insurance offers advances of the insurance capital and Inheritance Tax (ISD) to facilitate the procedures for the beneficiaries in case of the passing of the insured. It also incorporates complementary coverage such as permanent disability (in various modalities), accidental death or disability (including traffic accidents), and serious or terminal illness, among others.
Golf Insurance
Combined Accident and Civil Liability Insurance aimed at foreign golfers with temporary licenses issued by the relevant authorities. It includes coverage for accidental death, permanent disability, health expenses and Civil Liability. This insurance ensures that foreign players are covered while enjoying their golfing experience in Spain.
Electric Scooter Insurance
The new mobility regulations require all owners of electric scooters and electric bicycles that are considered Light Personal Vehicles (VPL) to have compulsory third-party liability insurance. We offer insurance designed to provide comprehensive protection and peace of mind, including civil liability, own damage, theft, legal defence and travel assistance.
Pet Insurance
Pet insurance offers basic Civil Liability, which protects against damage that your pet may cause to third parties, including legal defence costs and bail bonds. In addition, you can extend the protection with the Pets Pack, an optional product that includes theft, loss, or veterinary expenses due to accident, as well as other services such as 24h veterinary care, day care or disposal of the body, thus covering all of your pet's needs.
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